Terms and Conditions of Use

These Terms and Conditions of Use (“Terms of Use”) set forth the terms on which you may use the Equity Home Loan Solutions, Inc. (“EHLS”) web site (the “site”), and the information and materials contained therein (the “Content”). By using the site, you agree to these Terms of Use and acknowledge that you have read and agreed to the site’s Privacy Policy. If you do not agree to these Terms of Use, you are not authorized to use the site or the Content in any manner, and you should immediately discontinue any use of the site or the Content.

EHLS shall have the right at any time to modify or discontinue any aspect of the site or any part of the Content. EHLS may also modify these Terms of Use without notice. You agree to monitor these Terms of Use, and to cease all access or use of the site if you no longer agree to abide by the Terms of Use. Your continued use of the site shall constitute acceptance of such modification. Your use of the site shall be governed by applicable Federal laws of the United States of America (including copyright law) and the laws of the State of California and is not intended to subject EHLS to the laws or jurisdiction of any state, country, or territory other than that of the State of California and of the United States of America.

You may use the site and the Content for lawful purposes only. EHLS reserves all rights not expressly granted, including the right to terminate your use of the site without notice.

The site contains copyrighted material, trademarks and service marks, and other proprietary information, including but not limited to text, software, and graphics, which materials are owned by EHLS, who reserves all rights in the Content. You are authorized to view the information available on the Site for your informational purposes only. You may download copyrighted materials for your personal purposes only to the extent permitted by applicable law; provided that you maintain any notices contained in the Content, such as all copyright notices, trademark legends, or other proprietary rights notices. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, display, distribute, transfer, link to, reproduce, license, frame, alter, create derivative works of or republish all or any portion of the Site for any commercial or public purpose without EHLS’ prior written consent. The EHLS logo and taglines are copyrighted by EHLS. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Site except as authorized in this paragraph.

You agree not to take any action, alone or with others, that would interfere with the operation of the site, to alter the site in any way, or to impede others’ access to and freedom to enjoy and use the site as made available by EHLS.

It is your responsibility to evaluate the accuracy, completeness or usefulness of any of the Content available on the site.
The site and the Content are provided on an “as is” basis, are used at your risk, and are intended solely for informational purposes, not for investment, legal, tax, accounting or other professional advice. EHLS expressly disclaims all warranties of any kind, express or implied, including without limitation any warranty of accuracy, merchantability, fitness for a particular purpose, or non-infringement. EHLS makes no representation that (I) the Content on the site is correct, accurate, complete, timely, or reliable; (ii) the functions contained on the site will be uninterrupted or error-free; (iii) defects will be corrected; or (iv) the site or the server that makes it available are free from viruses or other harmful elements.

To the maximum extent permitted by law, neither EHLS, nor its affiliates, members, officers, employees, agents or representatives shall be liable for any damages or losses under any circumstances, including, without limitation, indirect, incidental, exemplary, punitive special or consequential damages, arising out of or relating to the site, the use of or inability to use the site, or the Content, whether based on warranty, contract, tort or other legal theory, arising out of your access to, or use of, the site or its Content or any linked site even if EHLS has been advised of the possibility of such damages in advance. Such damages include, but are not limited to, damages due to computer viruses, bugs, or other events that may harm your computer hardware, software or phone system. In particular, EHLS will not be liable for any loss or damage caused by your reliance upon any of the Content on this site. Your sole remedy for dissatisfaction with the site or the Content is to stop using the site or the content.

The Site may contain links to Web sites controlled or offered by third parties (non-affiliates of EHLS). EHLS hereby disclaims liability for any other company’s or organization’s Web site content, products, privacy policies, or security. Any such link does not constitute an endorsement, approval, association, sponsorship or affiliation with the linked site unless specifically stated. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site. In addition, any advice, opinions, or recommendations provided by the linked site providers are those of the providers and not of EHLS. Your participation in any linked site, including payment for and the delivery of goods or services, is based solely on the agreement, if any, between you the linked site provider.

EHLS reserves the right to change the Disclaimer or these Terms of Use without notice. You are responsible for regularly reviewing these Terms of Use. Your continued use of the site constitutes your agreement to all such Terms of Use. These Terms of Use are the entire agreement between the parties with respect to its subject matter, and can be amended only via written agreement by EHLS.

If you have any questions about these Terms of Use, please contact us at 888-235-6414.

© 2010 Equity Home Loan Solutions, Inc. All rights reserved.